★ Africa's Fastest Growing Financial Platform 2023–2025

Financial happiness
for every African, everywhere

Moniepointe provides an all-in-one payments, banking and operations platform for businesses and their customers — built for emerging markets.

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10M+
Accounts
$17B
Monthly TPV
26M
Daily Payments
Moniepointe App
Money Sent
₦500,000
Successful
Available Balance
₦100,050.00
Transfer Top-Up

What We Offer

Simple financial solutions for businesses and their customers

Here's how we help them grow without limits

💳

Payments

We build infrastructure and distribution networks that democratise payment acceptance, providing merchants with powerful payment solutions to power their businesses.

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Payments
🏦

Banking

Our business and personal banking solutions enable millions of people to perform instant transactions, pay bills and manage their finances with ease.

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Banking
📊

Business Management

We provide operational tools like expense cards, accounting and bookkeeping solutions for businesses to run seamlessly and grow faster.

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📊
💰

Credit

We provide working capital loans to business owners to help them finance inventory purchases, expand operations and unlock new growth opportunities.

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💰

Trusted by 10,000,000+ business and individual accounts

From small businesses to large enterprises, people across Africa rely on Moniepointe to grow faster

200M
API calls per minute
$17B
TPV monthly
26M
Payments processed daily
10M+
Business & individual accounts

Who We Serve

Built for everyone in the ecosystem

Everything your business needs to grow

From accepting payments to managing expenses and accessing credit, Moniepointe gives businesses a complete financial operating system.

  • ✓Accept payments via POS, QR code, and online
  • ✓Business banking with instant transfers
  • ✓Expense cards for your team
  • ✓Working capital loans up to ₦50M
  • ✓Real-time transaction reporting
Start for free
🏢
Businesses
5 key features

Personal finance made effortless

Receive salaries instantly, pay bills, send money, and manage your personal finances all in one place with the Moniepointe app.

  • ✓Instant salary disbursement
  • ✓Free inter-bank transfers
  • ✓Bill payments & airtime top-up
  • ✓Personal savings goals
  • ✓24/7 customer support
Download the app
👥
Employees
5 key features

Power your platform with our infrastructure

Integrate Moniepointe's payment APIs and banking infrastructure into your product to serve millions of customers across Africa.

  • ✓RESTful APIs with 99.9% uptime SLA
  • ✓200M+ API calls per minute capacity
  • ✓Dedicated technical integration support
  • ✓White-label banking solutions
  • ✓Revenue sharing partnership model
Become a partner
🤝
Partners
5 key features

Our Investors

Backed by world-class investors

We're backed by leading investors from around the globe, all of whom believe in our dream of powering financial happiness across Africa.

Visa
Google
DEG
Lightrock
QED Investors
Novastar Ventures
FMO
British International Investment
Verod Capital
Helios Investment Partners
Visa
Google
DEG
Lightrock
QED Investors
Novastar Ventures
FMO
British International Investment
Verod Capital
Helios Investment Partners

From the Newsroom

Moniepointe in the news

Funding Mar 2025
TechCabal
Moniepointe taps global CFO talent for its microfinance bank after $110M raise
Read article ↗
Investment Feb 2025
Reuters
Google among investors putting $110 million into Nigeria-based Moniepointe
Read article ↗
Milestone Jan 2025
Financial Times
Nigeria-based fintech Moniepointe gains unicorn status with latest valuation
Read article ↗
Growth Dec 2024
Rest of World
Nigerian businesses increasingly skip traditional banks and turn to Moniepointe
Read article ↗
Award Nov 2024
Financial Times
Africa's Fastest Growing Companies 2024 — Moniepointe leads fintech category
Read article ↗
Culture Oct 2024
TechPoint
How Moniepointe's people-first culture became its competitive advantage
Read article ↗
🌍

Join as a Partner

Explore our infrastructure and reach to power your business dreams across emerging markets.

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💼

Join the DreamMakers

Thousands of people are building impactful businesses because of the work we do at Moniepointe. You can too.

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